This website (the “Site”) is owned and operated by WizoDigital LLC (“COMPANY,” “we,” or “us”), located at 1401 Pennsylvania Avenue, Wilmington, Delaware. By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from WizoDigital LLC. Accessing the Site, in any manner—whether automated or otherwise—constitutes your use of the Site and your agreement to be bound by these Terms of Service.
We reserve the right to change these Terms of Service or to impose new conditions on use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the modified Terms of Service.
This Site and all the materials available on the Site are the property of WizoDigital LLC and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal, non-commercial use. You may not use the Site or any materials available on the Site in any manner that infringes on our rights or that has not been expressly authorized by us. Specifically, unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works from, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site. However, you may, from time to time, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that all copyright and other proprietary notices remain intact.
By posting or submitting any material (including, without limitation, comments, blog entries, social media postings, photos, and videos) to us via the Site, internet groups, social media venues, or to any of our staff via email, text, or otherwise, you represent that (i) you are the owner of the material or are making your posting or submission with the express consent of the owner; and (ii) you are at least thirteen (13) years of age. In addition, when you submit, email, text, deliver, or post any material, you grant us—and anyone authorized by us—a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium now known or hereafter developed, for any purpose. This grant includes the right to exploit any proprietary rights in such posting or submission, including but not limited to rights under copyright, trademark, service mark, or patent laws under any applicable jurisdiction. In connection with the exercise of such rights, you also grant us—and anyone authorized by us—the right to identify you as the author of your postings or submissions by name, email address, or screen name as we deem appropriate.
You acknowledge and agree that any contributions originally created by you for us shall be deemed a “work made for hire” when the work performed falls within the scope of the definition in Section 101 of the United States Copyright Law, as amended. Consequently, the copyrights in those works shall belong exclusively to WizoDigital LLC from their creation. In the event that any contributions are not considered “works made for hire,” you hereby irrevocably assign, convey, and transfer to WizoDigital LLC all proprietary rights, including all copyrights and trademarks, in perpetuity throughout the universe in every medium now known or hereafter devised. Any posted material that is a reproduction of prior works by you shall be co-owned by us.
You acknowledge that WizoDigital LLC has the right—but not the obligation—to use and display any postings or contributions of any kind and may elect to cease the use and display of any such materials (or any portion thereof) at any time for any reason.
You may establish a hypertext link to the Site as long as the link does not state or imply any sponsorship of your site by WizoDigital LLC or the Site. However, you may not, without our prior written permission, frame or inline link any content from the Site or incorporate any of our material, content, or intellectual property into another website or service.
Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of those sites or the information, products, or services offered on or through them. Neither WizoDigital LLC nor our affiliates control any information, products, or services that third parties may provide on or through the Site or on websites linked to by us.
Any opinions, advice, statements, services, offers, or other content expressed or made available by third parties, including information providers, are solely those of the respective authors or distributors and not of WizoDigital LLC. Neither WizoDigital LLC nor any third-party provider guarantees the accuracy, completeness, or usefulness of any content. Furthermore, WizoDigital LLC does not endorse nor is responsible for the accuracy or reliability of any opinion, advice, or statement made on the Site by anyone other than an authorized WizoDigital LLC representative acting in an official capacity.
THE INFORMATION, PRODUCTS, AND SERVICES OFFERED ON OR THROUGH THE SITE BY WizoDigital LLC AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES, INCLUDING WITHOUT LIMITATION THEIR CORRECTNESS, ACCURACY, TIMELINESS, OR RELIABILITY.
You agree to defend, indemnify, and hold harmless WizoDigital LLC, its affiliates, successors, transferees, assignees, and licensees—and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders, and employees—from and against any and all claims, actions, damages, liabilities, costs, and expenses (including legal fees) arising out of or related to your breach of any obligation, warranty, representation, or covenant set forth herein.
Certain sections of the Site may allow you to purchase products and services provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of these products or services. If you purchase from a merchant on the Site or on a site linked to by the Site, both the merchant and we may collect information during your visit or transaction (e.g., credit card number and contact information). Merchants may have privacy and data collection practices that differ from ours, and we have no liability for those practices. Additionally, when you purchase products or services on or through the Site, you may be subject to additional terms and conditions specific to your purchase. For more information regarding a merchant’s online store, privacy policies, or additional terms and conditions, please refer to the merchant’s website directly. You hereby release WizoDigital LLC and our affiliates from any damages that you incur and agree not to assert any claims against us arising from your purchase or use of any products or services provided by third parties through the Site.
Your participation, correspondence, or business dealings with any third party found on or through our Site—including payment and delivery of goods or services—are solely between you and that third party. You agree that WizoDigital LLC shall not be liable for any loss, damage, or other matters arising from such dealings.
You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate, non-commercial purposes only. You further agree not to make any purchases for speculative, false, or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. Purchases made for personal use only are permitted; sharing purchases is prohibited and may be considered an infringing use of our copyrighted material, subjecting violators to liability.
If payment for a product or service is declined (for example, due to an expired credit card), our system may automatically disable access to premium materials. We will make every reasonable effort to contact you to resolve the issue and restore your access once the billing issue is resolved.
This Site may include features such as bulletin boards, blogs, chat rooms, and email services, which allow feedback to us and real-time interaction among users. You are solely responsible for any material you post or send via these features. We do not control the messages, information, or files that you or others provide through the Site. It is a condition of your use of the Site that you do not:
Restrict or inhibit any other user from using and enjoying the Site.Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity.Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures, policies, or regulations of the networks used to provide the Site.Instigate or encourage others to commit illegal activities or cause injury or property damage.Gain unauthorized access to the Site or any account, computer system, or network connected to the Site by hacking, password mining, or other illicit means.Attempt to obtain any materials or information not intentionally made available through the Site.Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane, or indecent information.Post or transmit any material that violates or infringes upon the rights of others without first obtaining permission from the owner or rights holder.Post or transmit any information containing a virus or other harmful component.Exploit any material for commercial purposes or that contains advertising without our express written approval.Advertise or solicit anyone to buy or sell products or services, or to make donations, without our express written approval.Gather for marketing purposes any email addresses or personal information posted by other users.
WizoDigital LLC may host message boards, chats, and other public forums on the Site. Users who fail to comply with these terms may be removed from these forums. WizoDigital LLC or its designated agents may remove or alter any user-created content at any time for any reason. Content posted on public forums may be provided by our staff, external contributors, or users (some of whom may use anonymous usernames). WizoDigital LLC expressly disclaims all responsibility and endorsement for the accuracy or reliability of any opinion, advice, or statement made on these forums by third parties. Under no circumstances will we, our affiliates, suppliers, or agents be liable for any loss or damage arising from reliance on information obtained through these forums. The opinions expressed therein are solely those of the participants and do not reflect the views of WizoDigital LLC or its subsidiaries or affiliates.
While we are not obligated to monitor the content on our message boards, chat rooms, or public forums, we reserve the right to do so at our sole discretion, including altering, editing, refusing to post, or removing any content for any reason, and to disclose such content and the circumstances surrounding its transmission as necessary to satisfy legal or regulatory requirements or to protect our rights, our clients, sponsors, users, or visitors.
To access certain features of the Site, you may be required to provide demographic information (such as your gender, year of birth, zip code, and country) and register with us using personally identifiable information (such as your name and email address). You agree to provide true, accurate, current, and complete information as prompted by the Site’s registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we reserve the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide during registration is governed by our Privacy Policy.
To use certain features of the Site, you will be provided with a username and password during the registration process. You are responsible for maintaining the confidentiality of your password and account and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security, and to log out at the end of each session. We are not liable for any loss or damage arising from your failure to protect your account information.
UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL WizoDigital LLC, its subsidiary or parent companies, or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of or the inability to use the Site, including but not limited to messaging, blogs, comments, books, emails, products, or services provided on the Site or by third parties, even if we have been advised of the possibility of such damages. (In jurisdictions that do not allow the exclusion or limitation of certain categories of damages, our liability is limited to the fullest extent permitted by applicable law.) You expressly acknowledge and agree that we are not liable for any defamatory, offensive, or illegal conduct by any user. If you are dissatisfied with the Site, any materials, products, or services offered on the Site, or these Terms of Service, your sole and exclusive remedy is to discontinue using the Site. WizoDigital LLC is not an investment advisory service, investment adviser, or financial advisor, and does not provide personalized financial advice.
The Site is intended for educational and general informational purposes only. None of the information provided by us is intended as investment, tax, accounting, or legal advice, nor as an offer or solicitation to buy or sell any security or fund. Our information should not be relied upon for any financial, tax, or legal decisions. You are responsible for consulting with appropriate professionals before acting on any information provided by us.
We may cancel or terminate your right to use the Site, or any part thereof, at any time without notice. Upon termination, you are no longer authorized to access the Site or any materials downloaded from the Site. The restrictions and limitations of liability set forth in these Terms of Service shall survive any termination.
Your purchase of a product, service, or ticket to an event may or may not be eligible for a refund. Each specific product, service, event, or course will specify its own refund policy.
This Terms of Service policy may be updated or modified at any time at our discretion. If changes are made, we will post the updates on this page. Your continued use of the Site after any such changes constitutes your acceptance of the revised Terms of Service.
If you have any questions or concerns regarding these Terms of Service, please contact us at:
WizoDigital LLC
1401 Pennsylvania Avenue
Wilmington, Delaware
Email: [email protected]
Phone: +1 240-650-9881
Copyright WizoDigital LLC. All Rights Reserved.